About Us
8A Payments, LLC is not a bail bonding company. We’re a payment platform designed specifically for handling cash bail payments.
We use technology from Payrix Solutions, LLC, a part of WorldPay, LLC. (You can learn more about them here.)
As a payment facilitator, we manage the risks of these transactions. This includes underwriting, risk assessment, settling payments with jails, handling chargebacks and disputes, and making sure we follow all federal and state regulations.
Our aim is to help people pay their own cash bail without ending up in jail just because they do not have enough cash, and the Jail does not take credit or debit cards. Traditionally, bail has only been accepted in cash, but we believe that using credit and debit cards should be an option. We’re making that happen.
Typically, credit card payments aren’t accepted for bail because processing fees reduce the amount that reaches the jail. To solve this, we add an 8% service fee on top of the bail amount. All card processing fees come out of this service fee, which guarantees that the jail gets 100% of the original charge amount. The service fee also covers the risk of 8A Payments handling all chargebacks.
For comparison, traditional bail bonds usually start at 10%, and come into play post-incarceration.
Once your case is resolved, the cash bail is generally returned to you, depending on the court’s rules.